Mortgage Broker · Melbourne
We’re MAV Home Finance — a Melbourne mortgage broking team that works with 40+ lenders to find the loan that actually fits your life. One point of contact. No call-centre runaround.
MFAA accredited · Australian Credit Licence · Servicing Greater Melbourne & Australia-wide
Choose your path
Pick the one that sounds like you. We’ll handle the rest.
Government schemes
Eligibility shifts each year — we’ll check yours in your first chat.
The federal Home Guarantee Scheme lets eligible first home buyers purchase with as little as a 5% deposit — without paying Lender’s Mortgage Insurance. The government acts as guarantor on the rest. Place numbers are capped each financial year, so timing matters.
The same 5% deposit, no-LMI structure as the FHBG, but for buyers purchasing in eligible regional areas. You’ll need to have lived in the region (or an adjacent region) for at least 12 months.
Designed for eligible single parents (or single legal guardians) with at least one dependant. As little as 2% deposit, no LMI — and you don’t have to be a first home buyer to qualify.
A $10,000 cash grant from the Victorian Government for eligible buyers of a brand-new home valued up to $750,000. Existing homes don’t qualify — this one is for new builds and substantially-renovated homes only.
A full exemption from Victorian stamp duty for first home buyers purchasing up to $600,000, with a sliding concession from $600,001 to $750,000. Often the single biggest saving available — tens of thousands, on signed contracts.
The Victorian Government contributes up to 25% of the purchase price as shared equity (35% for Aboriginal and Torres Strait Islander buyers) — bringing your required deposit down to as little as 5%, with no LMI.
Not sure which schemes you qualify for? Most clients qualify for at least one — and stacking them is often possible.
Book a 20-minute eligibility chat
Why MAV Home Finance
We started MAV Home Finance because we’d watched too many friends and family get bounced through call centres for one of the biggest decisions of their lives. A home loan deserves a person, not a process.
We’re an MFAA-accredited mortgage broking team based in Melbourne. We work with 40+ lenders — the big four, the second-tier banks, and the specialist non-banks — so we can match the loan to you, not the other way around. There’s no fee to you for our service; we’re paid by the lender once your loan settles, with full disclosure up front.
What you get with us: one phone number, one inbox, one person who knows your file. From the first chat to the keys in your hand, you’re talking to Akshay.
MFAA · Cert IV · Diploma · Australian Credit Licence
Book a Chat Read the full storyRun a quick number
Two numbers. One answer. No phone number required (yet).
Two numbers, one estimate, no signup.
Estimates only. Actual borrowing capacity depends on the lender, your circumstances, and current rates. Talk to Akshay for a personalised assessment.
What clients say
Reviews are collected and verified through Site Reviews. .
Test
Amazingly smooth process and a great rate — much needed in times like these.
Akshay made our first home feel possible. He explained every step in plain English and answered our 11 PM panicked text messages without flinching. We’re in our place now.
We’ve used three brokers across two refinances. Akshay is the only one who picked up the phone every time. Saved us $4,800 a year and the call took twenty minutes.
Buying an investment property in another state felt scary until Akshay walked us through it. Calm, clear, and on top of every detail.
Three ways forward
Pick whichever feels right — they all land in the same inbox.
Phone number to be supplied · 20-minute conversation · No obligation