Calculator

Run the numbers — without giving up your phone number.

Four calculators, no signup, no obligation. Pop in your numbers and we’ll show you a realistic estimate. Email yourself the result if it’s useful.

How much can you borrow?

Based on your income, your deposit, your existing debts, and current lender servicing models.

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Credit cards, car loans, HECS, etc.
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What will our repayments look like?

Per fortnight or month, plus total interest over the life of the loan.

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%

How much stamp duty will we pay?

State-aware estimate. Concessions for first home buyers applied where applicable.

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How much deposit do we need — and will we pay LMI?

Loan-to-value ratio (LVR) and Lenders Mortgage Insurance estimate.

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Estimates only. Actual borrowing capacity, repayments, stamp duty, and LMI depend on the lender, your circumstances, and current rates and rules. State-based grants and concessions change — figures should be verified before relying on them. Talk to Akshay for a personalised assessment.

Got a number — but not sure what to do with it?

Twenty-minute conversation, no obligation. We’ll tell you what’s realistic, what’s a stretch, and where to start.

Talk to Akshay

FAQ

Calculator questions, answered.

They’re built on lender servicing models that approximate the real thing — close enough to plan with, not precise enough to bank on. For a real number, book a chat and we’ll run the actual lender calculators with your real figures.

Because every state and territory has its own rules — concession thresholds, exemptions, vacant land carve-outs. A Victoria-only calc would mislead clients elsewhere; a generic one would mislead everyone.

To the address you enter, with a copy to us — so if you want to follow up, we’ve got context. We won’t send marketing emails or pass your details to anyone.

Book a Chat — works just as well.

Three ways forward

Want a number, or want a person?

Book a Chat Browse Loan Paths Call Akshay